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Debt & Corporate Finance · Ahmedabad

Capital, engineered around your business.

Vibhavam is a boutique advisory for businesses that treat debt as strategy, not stopgap. We structure funding through banks, NBFCs and institutions — built on real cash flows, sharp credit judgment, and disciplined risk.

Debt is engineered, not borrowed — built on structure, risk discipline, and cash flows.

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Years of combined banking & finance leadership
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Leading banks & institutions our founders have led
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Advisory verticals, delivered by one tight team
360°
In‑house execution, from first call to disbursement
About us  #Parichay

A finance partner that stays in the room.

We are a corporate finance advisory serving SMEs, real estate developers, and emerging enterprises across structured debt, M&A and startup advisory. We help clients raise the right capital — through banks, NBFCs and financial institutions — with funding structures aligned to their cash flows and long-term intent.

Our M&A and startup practice covers transaction strategy, valuation, investor outreach and end-to-end execution for acquisitions, exits and fundraising. With deep expertise in financial analysis, structuring and risk evaluation, we help you unlock long-term value with clarity and confidence.

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We don't chase loans across banks. We architect funding that a lender wants to say yes to.

The Vibhavam ApproachSmart targeting · Optimized structures · Real execution
What we do  #Karyashetra

Four verticals. One disciplined process.

From restructuring a strained balance sheet to financing a tower or fundraising a startup — we design the structure, target the right lender, and carry the transaction to close.

Debt Raising

Structured Debt

  • Debt restructuring & re-profiling
  • Syndicated & term loans
  • Working capital finance
Real Estate

Real Estate Finance

  • Land-stage financing
  • Project & construction finance
  • Special situations
M&A Support

M&A Advisory

  • Buy / sell-side advisory
  • Deal structuring
  • Investor outreach
Startup Advisory

Startup Advisory

  • Growth & strategy
  • Fundraising
  • Compliance & structuring
Real estate services

Construction finance, run as a managed mandate.

For developers, we take ownership of the funding journey — from lender identification to financial closure — so promoters can stay focused on building.

01

Debt syndication & lender engagement

We identify, approach and coordinate with lenders best-suited to fund the proposed project.

02

Financial assessment & transaction structuring

We review the business, stress-test projections and structure the proposal to fit lender requirements.

03

Credit appraisal & documentation support

We drive information submission, support due diligence, and coordinate legal and transaction documentation.

04

Lender representation & approval management

We represent you before lenders — managing discussions and presentations through to final sanction.

05

Disbursement & compliance assistance

We help fulfil pre-disbursement conditions and coordinate a timely financial closure.

The Vibhavam difference

The same loan, structured very differently.

Most promoters approach debt transaction-by-transaction. We approach it as engineering — and the outcome shows.

The usual route

Approach many banks, transaction by transaction

A weak, generic loan structure

Promoters lose months sourcing funds

With Vibhavam

Lenders chosen on credit fit — smart targeting

Optimized, project-focused debt profiling

End-to-end execution by specialists

The Vibhavam model

How a mandate moves from idea to closure.

01

Credit / project profiling

We structure the requirement and ease the lender's workload before they ever see it.

02

Connecting lenders

We match the right lender to your credit size and risk, leveraging deep relationships.

03

Proposal finalization

Comfort for both sides. The technical heavy-lifting stays entirely with us.

04

Execution & support

Your debt angels — on call for any query, long after the deal is done.

The founders

Two bankers who've sat on the other side of the table.

Decades inside the lending desks of India's leading banks — now working entirely for you.

GK
Gaurav Kavdia, Founder
Founder

Gaurav Kavdia

Chartered Accountant · 20+ years in banking

Two decades across corporate & SME banking, project finance and investment banking — with senior leadership roles at IndusInd Bank, Yes Bank, RBL Bank and HSBC. Gaurav brings deep credit and risk judgment, and a relationship-first approach that turns a single transaction into a lasting partnership.

Project FinanceCredit & RiskInvestment Banking
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HM
Hitesh Maheshwari, Founder
Founder

Hitesh Maheshwari

PGDM, IIM Indore · B.Tech Gold Medalist · 10+ years

A structured-finance specialist with a decade across ICICI Bank, IndusInd Bank and RBL Bank, structuring complex transactions for large and mid-market clients. Hitesh pairs sharp financial modelling with hands-on execution across infrastructure, manufacturing and real estate — and teaches valuation and leadership as visiting faculty.

Structured FinanceFinancial ModellingValuation
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Connect with us

Let's structure your next move.

Whether you're raising debt, financing a project or planning a transaction — start with a conversation.

Office
A1-705, Palladium Building, Makarba,
Behind YMCA Club, Ahmedabad
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Tell us about your requirement

We'll get back within one business day.

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